What These Terms Actually Cover
These terms set out the rules that apply when you access apk3x in Indonesia, where permitted by local law. They cover how your account is created, how wallet transactions via DANA, OVO, and GoPay are processed, what data we collect and why, and how long we
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keep it. Eligibility to access our lobby depends on applicable local law in your region — if local law does not permit access, these terms do not extend an entitlement to you. By opening an account, you confirm you have read these conditions and that access
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is lawful where you are located. We may update these terms when our services change or when legal requirements shift. When that happens, we post the revised version here with a new effective date. Continuing to use the account after a revision means you accept the
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updated terms. For wallet-specific rules — such as how DANA deposits are matched to your account or how OVO and GoPay withdrawals are verified — refer to the payments section of your account settings. If there is a conflict between these terms and a payment provider's
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own terms, ours apply to account-side obligations only.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.